The Siding Program assists low-to-moderate level income O'Fallon residents with siding repairs that they would not otherwise be able to afford. The program awards up to $10,000 in the form of a one-time grant to address siding issues.

Eligibility for the Siding Program

In order to be considered for the Siding Program, the following criteria must be met:

The applicant must:
  • Be the fee simple owner and occupant of the single family dwelling to be improved
  • Have no pending bankruptcies
  • Have resided in the dwelling for at least one year prior to application
  • Be a first-time participant in the program
  • Not be a newly-legalized alien
  • Be current on mortgage payments and real estate taxes
The house to be improved must:
  • Be located within the City of O’Fallon and not in a floodplain
  • And have no outstanding federal, state or city tax liens
  • Be a single family, permanently-affixed structure
  • Not be eligible for siding repair/replacement through neighborhood condominium and/or homeowners association
The household income:

To qualify as low-to-moderate income, the total gross income of all members of the household over the age of 18 must not exceed the set limits, which are established by HUD:

Occupants in House Total Gross Income
One-Person Household $47,550
Two persons $54,350
Three persons $61,150
Four persons $67,900
Five persons $73,350
Six persons $78,800
Seven persons $84,200
Eight persons $89,650

Eligible Repairs

Approved repairs or replacements necessary to maintain minimum housing code standards are eligible.

Examples may include:

  • Repairs to damaged and/or older existing siding found on permanently-affixed single family homes.
  • Installation of new siding on permanently-affixed single family homes.
  • Removal of siding and installation of new siding on permanently-affixed single family homes, if required.

Ineligible Repairs

  • Remodeling work, when its purpose is to update or aesthetically change the appearance of the area rather than replace a defective component.
  • Brick, stone, masonry and/or other work beyond the scope of siding installation/repair.
  • Masonry and concrete flatwork including tuck-pointing, chimney repair, foundation repair, retaining walls, sidewalks, driveways, etc.
  • Correction or repair of insufficient exit ways.
  • Repair or replacement of structurally defective concrete and wood porches, porch overhangs, steps and rails.
  • Repair of seriously deteriorated exterior walls.
  • Siding for mobile home

Interested residents may:

  1. Mail applications to
    Attn:  Public Assistance Office
    City of O'Fallon
    100 North Main Street
    O'Fallon, MO  63366
  2. Email applications to
  3. Fax applications to 636-379-5617
  4. Drop them in the utility billing drop-box near the East Entrance of City Hall

Siding Program application (PDF)

Contact Public Assistance staff

Alexis Jaegers, Public Assistance Specialist 636-379-5411