Interior Home Repair Program

O'Fallon's Interior Home Repair Programs assist low-to-moderate level income O'Fallon residents with interior home repairs that they would not otherwise be able to afford. This program offers up to $7,500 for eligible repairs as a 5-year forgivable loan. This loan is only subject to repayment if property transfers ownership, is refinanced for cash-back or the homeowner borrows against the equity in the home.

Eligibility for the Interior Home Repair Program

In order to be considered, the following criteria must be met:

The applicant must:

• Be the fee simple owner and occupant of the single family dwelling to be improved
• Have no pending bankruptcies
• Have resided in the dwelling for at least one year prior to application
• Be a first-time participant in the program
• Not be a newly-legalized alien
• Be current on mortgage payments and real estate taxes

The house to be improved must:

• Be located within the City of O’Fallon and not in a floodplain
• And have no outstanding federal, state or city tax liens
• Be a single family, permanently-affixed structure

The household income:

To qualify as low-to-moderate income, the total gross income of all members of the household over the age of 18 must not exceed the set limits, which are established by HUD:

Eligibile Repairs

Eligible repairs may include:

• HVAC
• Water heaters
• Electrical repairs
• Plumbing repairs
• Basement repairs
• Insulation and weatherization
• Windows
• Internal accessibility needs
• Indoor code violations/safety requirements (smoke detectors, etc.)

Apply for the Interior Home Repair Program

Interested residents may:

1. Mail applications to
   Attn:  Public Assistance Office
   City of O'Fallon
   100 North Main Street
   O'Fallon, MO  63366
2. Email applications to ajaegers@ofallon.mo.us
3. Fax applications to 636-379-5617
4. Drop them in the utility billing drop-box near the East Entrance of City Hall

Contact Public Assistance staff